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Community Banking That Works For Everyone

We make saving and borrowing simple, fair and accessible.
Gain confidence and control over your money.

Rated 4.9/5 on
Summer Savings Account

Your Community Bank

Straightforward support for your goals

Simple Savings

Save what you like, when you like, up to £85,000.

Your savings, your way. No account fees, no annual charges or fixed monthly payments.

Affordable Loans

Fair rates, flexible repayments.
Loans designed for you.

Need an affordable loan with repayments that fit your financial situation? Look no further than Northern Community Bank.

Money Matters

Start today and build a better financial future for tomorrow.

Understand finance better with simple explanations and helpful tips for managing your money.

Flexible Loans, Designed for You

Find the affordable loan you’ve been searching for. Northern Community Bank offers competitive rates and repayments built with you in mind.

Loan Calculator

Find a loan to suit you

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FREE life insurance on savings and loans*, so in the event of your untimely death your loan would be paid off.

* Subject to T&C’s

Loan decisions made by people not computers

We've been serving our community since 1982, providing a safe place to save and affordable loans. Northern Community Bank is run by account holders, for account holders. When you open an account, you become a part-owner. Your money supports local people, empowering our community, not enriching big banks. For us, it's always people before profit.

Saving with Northern Community Bank

Free Withdrawals

Access your money whenever you need it, completely free of charge. We believe in financial flexibility, so there are no penalties or fees for withdrawing your savings, giving you full control and peace of mind.

No Hidden Fees

Transparency is our promise. You'll never encounter unexpected charges. What you see is what you get, ensuring complete clarity and trust in managing your money with us.

FSCS Protected

Your eligible deposits are protected by the FSCS up to £85,000. This independent scheme safeguards your savings, providing reassurance and security for your financial future.

We're a modern community bank, making saving and borrowing easier, faster and fairer

We remove traditional banking barriers with no confusing jargon or hidden fees, just smart, straightforward money management.

We empower you to take control of your money, whether you're saving for a rainy day or borrowing to move forward. We're here to help you achieve your goals with confidence.

Find Out More

Why People Choose Us

Real stories and feedback from the people who use and trust our services every day.

Understanding and support goes a long way like to say thank you

Kerry Lomax

Absolutely fantastic. So quick and easy to do, when messaging them and emailing them they reply back so fast. They’re really helped me out :)

Mary Mac

Excellent service really easy to use app and very quick response

Ken

I have nothing but praise for the staff and process and support I have received. It has enabled me to do things I would have found hard to afford. Fantastic service and well recommended

Annie-Marie

Excellent company, wish i’d known about it sooner, great way to help you save money.”

Bob M

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